Contents

Insurance

Contents

Insurance

Compensation for the value of a new item

Compensation for the value of a new item

Worldwide coverage

Worldwide coverage

Cover even in cases of gross negligence

Cover even in cases of gross negligence

What Is Contents Insurance?

What Is Contents Insurance?

Getsafe Contents insurance covers your belongings within your home against insured risks. Household contents include furniture, electronic devices, and clothes.

Getsafe Contents insurance covers your belongings within your home against insured risks. Household contents include furniture, electronic devices, and clothes.

Imagine it this way

You turn your home upside down. Anything that falls typically would count as household contents. However, keep in mind that the way your belongings become damaged is important. They are only covered against insured risks, such as fire, storms, or burglary. If your possessions are damaged by an insured risk, we cover the costs.

Imagine it this way

You turn your home upside down. Anything that falls typically would count as household contents. However, keep in mind that the way your belongings become damaged is important. They are only covered against insured risks, such as fire, storms, or burglary. If your possessions are damaged by an insured risk, we cover the costs.

Imagine it this way

You turn your home upside down. Anything that falls typically would count as household contents. However, keep in mind that the way your belongings become damaged is important. They are only covered against insured risks, such as fire, storms, or burglary. If your possessions are damaged by an insured risk, we cover the costs.

We've got you covered

We've got you covered

What's covered

What's covered

What's covered

Burglary, robbery, vandalism

If thieves target your home and steal your belongings, such as electronics, furniture, cash, and jewelry, you're covered by Getsafe Contents Insurance. Theft could occur during a break-in or a robbery (where force or threats are used).

Additionally, thieves may vandalise your home during a break-in. Getsafe covers you in all of these situations.

Damage caused by fire

If a fire breaks out in your home, your possessions are at risk.
Likewise, smoke can also damage household goods. A faulty electronic device, cooking, or candles are common causes of fires. However, Getsafe covers you for these eventualities.

Damage caused by leaking water

All homes in Germany have running water. This means leaks can happen. For example, pipes within the wall could leak and damage your walls as well as possessions within your home. Alternatively, your washing machine might leak and damage nearby furniture that you own. Taps are another appliance in your home that could leak. Getsafe Contents Insurance covers you for damage caused by leaking water.

Damage caused by storms

If your home contents are damaged during a storm by hail or strong winds, Getsafe contents insurance will cover you. A typical example would be garden or balcony furniture becoming damaged. We also offer a Natural Disasters extension to offer greater protection against extreme weather, including earthquakes, avalanches, and heavy snow.

What's not covered

What's not covered

What's not covered

Damage to rented furniture or appliances

In some cases, you can move into an already furnished apartment. You typically rent this furniture for the duration of your tenancy period. Therefore, you do not own this furniture. Contents insurance does not cover rented items.
Damage caused by pets

We all know the kind of mischief your pet can cause. They may chew furniture, make a mess of the carpet, and cause items in your home to wear faster. Unfortunately, damage caused by your pets is not covered by contents insurance.

Full terms and conditions in PDF

Full terms and conditions in PDF

Simple and transparent plans

Simple and transparent plans

We bundle our products into two different coverage plans to support your insurance needs, instead of surprising you with any additional fees.

We bundle our products into two different coverage plans to support your insurance needs, instead of surprising you with any additional fees.

Comfort

Best possible coverage for a small price.

Worldwide coverage

File a claim easily via app

100% flexible — cancel anytime

Premium

The best insurance option for a bit more.

All Comfort plan options

Exemption from contributions in the event of unemployment for up to 12 months

Costs for rental and replacement devices (eg refrigerator)

Rental cost

Best performance guarantee

Extend your coverage

Extend your coverage

We continuously extend our product range depending on what your life requires from us.

Trusted by over 400K customers

Trusted by over

400K customers

Trusted by over
400K customers

  • JW

    Jill Wellington

    Feb 27, 2022 • Trustpilot

    "I found just what I wanted with the type of cover that suited me with Getsafe. Extremely easy to set up and feel confident now my home contents are insured. Brilliant service."

  • SO

    Susan Owens

    Feb 15, 2022 • Trustpilot

    "This is the first time I have used this service. And so far am pleased with how easy it was to get what I needed. They are the best of what I was looking for as far as my house...

  • ME

    Mohammed Elharmell

    Jan 31. 2022 • Trustpilot

    "Very compatible insurance with lower costs plus very user friendly from applying to finishing. Has the option to pay online and system with all facility including the option...

  • MG

    Mr. Gross

    Dec 20 , 2021 • Trustpilot

    "Best price! Searched through various best price comparison websites and Getsafe was the best for what I required."

  • NS

    Neil Salt

    Oct 16, 2021 • Trustpilot

    "I found Getsafe on line and I've read t8c from top to bottom and must say the cover is excellent and an amazing price keep up the good work and all done on line paperles...

  • JW

    Jill Wellington

    Feb 27, 2022 • Trustpilot

    "I found just what I wanted with the type of cover that suited me with Getsafe. Extremely easy to set up and feel confident now my home contents are insured. Brilliant service."

  • SO

    Susan Owens

    Feb 15, 2022 • Trustpilot

    "This is the first time I have used this service. And so far am pleased with how easy it was to get what I needed. They are the best of what I was looking for as far as my house...

  • ME

    Mohammed Elharmell

    Jan 31. 2022 • Trustpilot

    "Very compatible insurance with lower costs plus very user friendly from applying to finishing. Has the option to pay online and system with all facility including the option...

  • MG

    Mr. Gross

    Dec 20 , 2021 • Trustpilot

    "Best price! Searched through various best price comparison websites and Getsafe was the best for what I required."

  • NS

    Neil Salt

    Oct 16, 2021 • Trustpilot

    "I found Getsafe on line and I've read t8c from top to bottom and must say the cover is excellent and an amazing price keep up the good work and all done on line paperles...

Get a quote with us today

Get a quote with us today

Get yourself some more safety for all the things that deserve protection in your life.

Get yourself some more safety for all the things that deserve protection in your life.

Contents Insurance – what other people are curious about

Contents Insurance – what other people are curious about

Why do need contents insurance?

Every object in your flat does not only have a personal, but also an immense monetary value. However, risks such as fire, storm and burglary can cause severe damages to your belongings. In case of damages, we protect you from the financial damage and ensure that you can replace your items on financial level.

What is part of my contents?

All items for private usage in your household are part of your contents. For example electronics, furniture, and clothing. Basically everything which would drop out if you put your flat upside down.

What is the insured sum?

The insured sum should is the maximum amount you get paid in case of total damage. The amount of the sum insured is calculated individually and depends on the size of your living space. Remember this: €650 per square metre of living space.

How do I calculate the right insured living space?

Your living space is the base area of all rooms in your apartment/ house. Excluded from the calculation are the area of stairs, balconies, terrace and loft- and basement, as long as they are not used for residential or hobby purposes.

Can I get insurance if I don’t have German citizenship?

Yes, of course! You just have to be a German resident.

When will my policy be valid from?

From the very next day. So don't take any risks and simply watch TV until then.