What is personal liability insurance?
What is personal liability insurance?
Personal liability insurance covers the financial costs should you accidentally cause damage to someone else, their property, or assets. For example, your friend's broken camera that you accidentally dropped, but also more serious damage, such as loss of earnings if you injure someone.
Personal liability insurance covers the financial costs should you accidentally cause damage to someone else, their property, or assets. For example, your friend's broken camera that you accidentally dropped, but also more serious damage, such as loss of earnings if you injure someone.
Not familiar with German insurance yet? That's all you need to know.
Not familiar with German insurance yet? That's all you need to know.
What are the requirements to buy it?
You just have to be a German resident and don’t need to have a German citizenship.
- Is liability insurance mandatory?
It is not mandatory, but four out of five people have one. That really says it all.
- Is my policy valid when I’m abroad?
Yes! Even during long stays abroad. Or precisely: unlimited within Europe, and outside of Europe up to 5 years. So you can still leave a good impression, even if you accidentally left a path of destruction.
- What will I be insured against?
You’ll be insured against personal and property damage, in addition to financial losses for which you’re liable, up to €50 million. Yes, €50 million! So there is actually not much more to worry about.
Why do I need liability insurance?
Because you can get deeply financially harmed without. Just imagine you accidentally injure another person, who won't be able to work anymore. Liability insurance also comes into effect when you cause damage to someone else's property and a simple excuse is no longer enough.
When will my policy be valid from?
From the very next day. So don't take any risks and simply watch TV until then.
What are the requirements to buy it?
You just have to be a German resident and don’t need to have a German citizenship.
It is not mandatory, but four out of five people have one. That really says it all.
Yes! Even during long stays abroad. Or precisely: unlimited within Europe, and outside of Europe up to 5 years. So you can still leave a good impression, even if you accidentally left a path of destruction.
Why do I need liability insurance?
Because you can get deeply financially harmed without. Just imagine you accidentally injure another person, who won't be able to work anymore. Liability insurance also comes into effect when you cause damage to someone else's property and a simple excuse is no longer enough.
You’ll be insured against personal and property damage, in addition to financial losses for which you’re liable, up to €50 million. Yes, €50 million! So there is actually not much more to worry about.
When will my policy be valid from?
From the very next day. So don't take any risks and simply watch TV until then.
Have more questions? Let us know
Have more questions? Let us know
We've got you covered
We've got you covered
Leisure and key loss
Happily loose your keys, hit a nose instead of the goal and leave a good impression abroad even if you broke some glass – we've got you covered.
Secondary employment
Let us do the job to keep you financially safe if anything happens during your secondary employment – from babysitting to volunteering.
Property owners and tenants
Whatever happens in your house or apartment stays in your apartment. We take care of all mishaps so you do not face any financial burden.
We cover even more
Answer a few questions and get a personalised offer with all the options and extensions for you.
What's covered
What's covered
Leisure and key loss
Happily loose your keys, hit a nose instead of the goal and leave a good impression abroad even if you broke some glass – we've got you covered.
Secondary employment
Let us do the job to keep you financially safe if anything happens during your secondary employment – from babysitting to volunteering.
Property owners and tenants
Whatever happens in your house or apartment stays in your apartment. We take care of all mishaps so you do not face any financial burden.
What's not covered
What's not covered
Damage to your own property
Oh no! Broke your laptop. Liability insurance only covers accidental damage to other people or their belongings. Damage to your own property is not covered.
Car accidents
Stop! For damage caused by your motor vehicle, we recommend motor vehicle liability insurance. Car accidents are not covered by your liability insurance.
Glass damage in rented living spaces
Whoops! Windows and glass doors that you accidentally damaged in your rented place are not included in your liability insurance. So please be careful.
Damage to your own property
Oh no! Broke your laptop. Liability insurance only covers accidental damage to other people or their belongings. Damage to your own property is not covered.
Car accidents
Stop! For damage caused by your motor vehicle, we recommend motor vehicle liability insurance. Car accidents are not covered by your liability insurance.
Stop! For damage caused by your motor vehicle, we recommend motor vehicle liability insurance. Car accidents are not covered by your liability insurance.
Glass damage in rented living spaces
Whoops! Windows and glass doors that you accidentally damaged in your rented place are not included in your liability insurance. So please be careful.
Full terms and conditions in PDF
Full terms and conditions in PDF
JW
Jill Wellington
Feb 27, 2022 • Trustpilot
"I found just what I wanted with the type of cover that suited me with Getsafe. Extremely easy to set up and feel confident now my home contents are insured. Brilliant service."
SO
Susan Owens
Feb 15, 2022 • Trustpilot
"This is the first time I have used this service. And so far am pleased with how easy it was to get what I needed. They are the best of what I was looking for as far as my house...
ME
Mohammed Elharmell
Jan 31. 2022 • Trustpilot
"Very compatible insurance with lower costs plus very user friendly from applying to finishing. Has the option to pay online and system with all facility including the option...
MG
Mr. Gross
Dec 20 , 2021 • Trustpilot
"Best price! Searched through various best price comparison websites and Getsafe was the best for what I required."
NS
Neil Salt
Oct 16, 2021 • Trustpilot
"I found Getsafe on line and I've read t8c from top to bottom and must say the cover is excellent and an amazing price keep up the good work and all done on line paperles...
JW
Jill Wellington
Feb 27, 2022 • Trustpilot
"I found just what I wanted with the type of cover that suited me with Getsafe. Extremely easy to set up and feel confident now my home contents are insured. Brilliant service."
SO
Susan Owens
Feb 15, 2022 • Trustpilot
"This is the first time I have used this service. And so far am pleased with how easy it was to get what I needed. They are the best of what I was looking for as far as my house...
ME
Mohammed Elharmell
Jan 31. 2022 • Trustpilot
"Very compatible insurance with lower costs plus very user friendly from applying to finishing. Has the option to pay online and system with all facility including the option...
MG
Mr. Gross
Dec 20 , 2021 • Trustpilot
"Best price! Searched through various best price comparison websites and Getsafe was the best for what I required."
NS
Neil Salt
Oct 16, 2021 • Trustpilot
"I found Getsafe on line and I've read t8c from top to bottom and must say the cover is excellent and an amazing price keep up the good work and all done on line paperles...
Get a quote with us today
Get a quote with us today
Get yourself some more safety for all the things that deserve protection in your life.
Get yourself some more safety for all the things that deserve protection in your life.
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Get in touch with us
Our team is there for you Monday to Friday
between 9 am and 5 pm.
Our team is there for you Monday to Friday
between 9 am and 5 pm.
Our team is there for you Monday to Friday
between 9 am and 5 pm.
E-Mail: help@hellogetsafe.com
E-Mail: help@hellogetsafe.com
E-Mail: help@hellogetsafe.com