Get a head start with the Under 29 Deal
Get a head start with the
Under 29 Deal
Get a head start with the
Under 29 Deal
Get a head start with the
Under 29 Deal
Personal liability insurance
for €19.99 instead of €34.99
Personal liability insurance
for €19.99 instead of €34.99
Worldwide coverage
Worldwide coverage
Manage everything in the app—100% in English
Manage everything in the app—100% in English
Yearly renewal for €19.99 until your 29th birthday
Yearly renewal for €19.99 until your 29th birthday
What’s personal liability insurance
and why do I need it?
What’s personal liability insurance and why do I need it?
What’s personal liability insurance and why do I need it?
Drop your BFF’s
fancy camera?
Drop your BFF’s
fancy camera?
Lost the keys to your new office
and now the whole building’s
locks need replacing?
Lost the keys to your new office
and now the whole building’s
locks need replacing?
Your last party ended
in flames, literally?
Your last party ended
in flames, literally?
Personal liability insurance to the rescue!
Personal liability insurance to the rescue!
It covers financial costs if you accidentally cause damage to someone else, their property or their assets. Key loss included ;) 80% of Germans have personal liability insurance. It’s an essential on your expat checklist.
It covers financial costs if you accidentally cause damage to someone else, their property or their assets. Key loss included ;) 80% of Germans have personal liability insurance. It’s an essential on your expat checklist.
Frequently asked questions
Frequently asked questions
When do I need my own private liability insurance policy?
People who grow up in Germany are covered under their parents’ policy until they turn 18. You need your own policy after you’ve turned either 25 or 30, started a job after university, started a postgraduate degree or gotten married. If you’ve moved to Germany from abroad to study or work, it’s definitely a good idea to have your own insurance.
- Is private liability insurance mandatory in Germany?
No. Legally speaking, private liability insurance isn’t required. But 80% of Germans have it. As soon as you’re earning your own money, personal liability insurance is pretty much a must-have. Without it, just one careless moment can be a real shock to your wallet.
- Why do I need personal liability insurance?
Because not having it can lead to major financial consequences. Personal liability insurance covers the costs associated with potentially very expensive accidents you cause, like breaking something in a fancy store or injuring someone who can’t work anymore as a result of their injury.
- Do I have to have personal liability insurance in order to rent a flat?
Legally, no. But if you cause damage to your landlord’s property, you’ll be held financially responsible. That’s why having personal liability insurance is generally a worthwhile investment.
What will I be insured against—and where?
You’ll be insured against personal and property damage, in addition to any financial losses for which you’re liable up to €20 million. In addition to Germany, you’ll be covered during long stays abroad: unlimited within Europe and for up to five years outside of Europe.
When will my coverage start?
The day after you purchase it!
When do I need my own private liability insurance policy?
People who grow up in Germany are covered under their parents’ policy until they turn 18. You need your own policy after you’ve turned either 25 or 30, started a job after university, started a postgraduate degree or gotten married. If you’ve moved to Germany from abroad to study or work, it’s definitely a good idea to have your own insurance.
Is private liability insurance mandatory in Germany?
No. Legally speaking, private liability insurance isn’t required. But 80% of Germans have it. As soon as you’re earning your own money, personal liability insurance is pretty much a must-have. Without it, just one careless moment can be a real shock to your wallet.
Why do I need personal liability insurance?
Because not having it can lead to major financial consequences. Personal liability insurance covers the costs associated with potentially very expensive accidents you cause, like breaking something in a fancy store or injuring someone who can’t work anymore as a result of their injury.
Do I have to have personal liability insurance in order to rent a flat?
Legally, no. But if you cause damage to your landlord’s property, you’ll be held financially responsible. That’s why having personal liability insurance is generally a worthwhile investment.
What will I be insured against—and where?
You’ll be insured against personal and property damage, in addition to any financial losses for which you’re liable up to €20 million. In addition to Germany, you’ll be covered during long stays abroad: unlimited within Europe and for up to five years outside of Europe.
When will my coverage start?
The day after you purchase it!
Ask more questions
Ask more questions
How personal liability insurance works
How personal liability insurance works
How personal liability insurance works
Leisure and key loss
Lost your keys? Hit someone’s nose instead of the goal? Broke something fancy and expensive while window shopping? Covered.
Side jobs and volunteering
Volunteering? Babysitting? Helping out a neighbour for free? Starting up a self-employed side hustle for a bit of extra cash? Activities that you pursue in addition to your 9-to-5 job are also insured.
Real estate and rented properties
Your rented flat, garage, shared spaces, and any damage you cause to things like floors or doors in your rental are all covered.
What's covered
What's covered
Leisure and key loss
Lost your keys? Hit someone’s nose instead of the goal? Broke something fancy and expensive while window shopping? Covered.
Real estate and rented properties
Your rented flat, garage, shared spaces, and any damage you cause to things like floors or doors in your rental are all covered.
Side jobs and volunteering
Volunteering? Babysitting? Helping out a neighbour for free? Starting up a self-employed side hustle for a bit of extra cash? Activities that you pursue in addition to your 9-to-5 job are also insured.
What's not covered
What's not covered
Damage to your own property
Oh no! Broke your laptop. Liability insurance only covers accidental damage to other people or their belongings. Damage to your own property is not covered.
Car accidents
Stop! For damage caused by your motor vehicle, we recommend motor vehicle liability insurance. Car accidents are not covered by your liability insurance.
Glass damage in rented living spaces
Windows, mirrors and other glass objects aren‘t included in our standard coverage. But you can add a glass extension to our Contents Insurance.
Damage to your own property
Did you spill coffee on your own laptop? Did you drop your own phone in the toilet? That sucks, and we empathise—but things like this aren’t covered.
Car accidents
We recommend car liability insurance to cover damage caused by your car. Personal liability insurance doesn’t cover car accidents.
Stop! For damage caused by your motor vehicle, we recommend motor vehicle liability insurance. Car accidents are not covered by your liability insurance.
Glass damage in rented living spaces
Windows, mirrors and other glass objects aren‘t included in our standard coverage. But you can add a glass extension to our Contents Insurance.
More info
More info
JW
Jill Wellington
Feb 27, 2022 • Trustpilot
"I found just what I wanted with the type of cover that suited me with Getsafe. Extremely easy to set up and feel confident now my home contents are insured. Brilliant service."
SO
Susan Owens
Feb 15, 2022 • Trustpilot
"This is the first time I have used this service. And so far am pleased with how easy it was to get what I needed. They are the best of what I was looking for as far as my house...
ME
Mohammed Elharmell
Jan 31. 2022 • Trustpilot
"Very compatible insurance with lower costs plus very user friendly from applying to finishing. Has the option to pay online and system with all facility including the option...
MG
Mr. Gross
Dec 20 , 2021 • Trustpilot
"Best price! Searched through various best price comparison websites and Getsafe was the best for what I required."
NS
Neil Salt
Oct 16, 2021 • Trustpilot
"I found Getsafe on line and I've read t8c from top to bottom and must say the cover is excellent and an amazing price keep up the good work and all done on line paperles...
JW
Jill Wellington
Feb 27, 2022 • Trustpilot
"I found just what I wanted with the type of cover that suited me with Getsafe. Extremely easy to set up and feel confident now my home contents are insured. Brilliant service."
SO
Susan Owens
Feb 15, 2022 • Trustpilot
"This is the first time I have used this service. And so far am pleased with how easy it was to get what I needed. They are the best of what I was looking for as far as my house...
ME
Mohammed Elharmell
Jan 31. 2022 • Trustpilot
"Very compatible insurance with lower costs plus very user friendly from applying to finishing. Has the option to pay online and system with all facility including the option...
MG
Mr. Gross
Dec 20 , 2021 • Trustpilot
"Best price! Searched through various best price comparison websites and Getsafe was the best for what I required."
NS
Neil Salt
Oct 16, 2021 • Trustpilot
"I found Getsafe on line and I've read t8c from top to bottom and must say the cover is excellent and an amazing price keep up the good work and all done on line paperles...
Great cover doesn’t have
to cost a fortune
Great cover doesn’t have to cost a fortune
Great cover doesn’t have to cost a fortune
Being properly insured is easier than you think—and so much cheaper. With the Under 29 Deal, save almost 50% for personal liability insurance until your 29th birthday. That’s €19.99 a year instead of €34.99 for your personal liability insurance, for all the same benefits. It’s a no brainer!
Being properly insured is easier than you think—and so much cheaper. With the Under 29 Deal, save almost 50% for personal liability insurance until your 29th birthday. That’s €19.99 a year instead of €34.99 for your personal liability insurance, for all the same benefits. It’s a no brainer!
Company
Get in touch with us
Our team is there for you Monday to Friday
between 9 am and 5 pm.
Our team is there for you Monday to Friday
between 9 am and 5 pm.
Our team is there for you Monday to Friday
between 9 am and 5 pm.
E-Mail: [email protected]
E-Mail: [email protected]
E-Mail: [email protected]